

This is a calm, structured conversation focused on understanding your current position and what is shifting. It gives you perspective before you make decisions and direction before you take action.
Where We Begin™ is a 60-minute session designed to help you gain clarity during a transition.
Before we meet, you complete a short worksheet that outlines the essentials of your current financial landscape. It gives us a shared starting point and helps ensure the conversation is focused and meaningful.
Once we meet, we talk through what is happening in your life right now, what feels uncertain, and what you want the next stage to look like. The goal is simple: to understand where you stand today and what needs attention first.
There is no cost or commitment.
This first step exists to create clarity and reduce uncertainty.
A clear picture of your current checkpoint.
During the session, we review your worksheet and walk through the key shifts happening in your financial life.
We focus on:
What is changing in your career, income, or benefits
How your finances are positioned today
What stability means for you right now
Which decisions feel most urgent
What matters most in the months ahead
You set the tone. The worksheet helps us use our time well.
Clarity you can feel.
After Where We Begin™, you receive a simple summary that outlines:
Where you stand today
What needs attention first
What can wait
The first practical steps toward stability or progress
How the Checkpoint Strategy™ can support your goals
This gives you a clear next step, even if you decide not to continue the full planning process.
Clarity works best without pressure.
Where We Begin™ is not:
A sales meeting
A product pitch
A commitment to become a client
A test of your financial knowledge
It is a conversation designed to bring perspective during a moment of change.
Your next checkpoint starts here.
If you are navigating a transition, this first step brings calm, structure, and a sense of direction.
It is where clarity begins.